GMAC-RFC is one of several mortgage lenders that operates exclusively through intermediaries (i.e., mortgage brokers and advisers). Despite its lack of a branch network, it has risen to become a Top 10 mortgage lender in the UK.
Because GMAC-RFC does not have the cost of running high street branches, it can maintain low interest rates and innovative mortgage features that you may not find elsewhere.
To get a GMAC-RFC mortgage you will need to speak to an FSA-qualified mortgage adviser. Using an unbiased adviser is becoming one of the most popular ways to arrange a mortgage, and we offer this facility right here. Fill out the form to receive a free call back and unbiased comparisons between GMAC-RFC and other lenders.
More about GMAC-RFC
GMAC Financial Services used to be a fully-owned subsidiary of General Motors Inc., but in 2006 a 51% controlling stake in GMAC was sold to a private investors' consortium. The initials RFC stand for Residential Funding Corporation. GMAC offers mortgages on both sides of the Atlantic.
In the UK, GMAC-RFC was Highly Commended in the 2006-07 Your Mortgage Awards, in the category of intermediaries-only mortgage lenders. It is a previous winner of that award.
Some of the products GMAC-RFC specialises in are non-mainstream mortgages, for example:
- Self-certification mortgages
- Buy-to-let mortgages
- Mortgages for those with credit difficulties or a poor credit history
The only way to find out if a GMAC-RFC mortgage is right for you is to speak to an impartial mortgage adviser. By filling in our mortgage form you will receive a free call back with advice and quotes representative of the whole of market. This is with no obligation whatsoever.
Alternatively you can also fill in the enquiry form by telephone on 0845 408 2602 (24hrs).