Kensington Mortgages specialises in mortgages for the 20% of UK applicants who don’t meet traditional lenders' standard criteria. This includes the self-employed, people without a regular income and people with adverse credit histories.
Kensington Mortgages has grown substantially in recent years, benefiting from the growth in sub prime lending. However, in November 2007 the company made the announcement that it has stopped offering adverse credit mortgages.
You might still be able to get a good deal from Kensington Mortgages, but we suggest using an impartial adviser to find the best whole-of-market deal for your circumstances.
It seems that the global credit crunch has prompted Kensington Mortgages to revise its whole product range. As well as withdrawing its adverse credit mortgages, it is re-pricing its other mortgages and halting further lending in some special categories such as self-certified buy-to-let.
We recommend that the best way to find out if Kensington Mortgages (or any other mortgage/lender for that matter) is suitable for you is to consult an FSA-qualified mortgage adviser.
By filling in our mortgage form you will obtain impartial mortgage advice and a quote, representative of the whole of market, with no strings attached.
You can also call our assistants on 0845 408 2602 (24 hours).