Mortgage Express is a part of the Bradford & Bingley group and it is a specialist mortgage lender for intermediaries only (meaning that you can only apply through a mortgage adviser).
This allows Mortgage Express to be uniquely focused on three types of mortgage:
- Buy To Let - Mortgage Express is Britain's biggest buy-to-let lender
- Lifetime mortgages
- Self-Certification mortgages
Mortgage Express' expertise in these categories has been recognised in this year's Your Mortgage awards. The company was recognised as Best Lifetime Lender and Best Buy To Let Lender.
About Mortgage Express Mortgages
In the buy-to-let arena, Mortgage Express has a strong starting rate of 6.14%, available on a fixed-rate deal until July 2011. The fee for this could be high, though: it's based on 2.5% of the amount you'll borrow.
They also offer buy-to-let mortgages up to 85% loan to value: such high ratios are becoming scarce, but Mortgage Express will arrange this at a fixed rate of 6.89% for 3 years, with a fee of 1.5% of the advance.
Mortgage Express has recently been focusing on Self Certification mortgages and developing a strong reputation in this area. Their rates start from 6.89% on a 3-year discounted variable rate, reverting to 7.14% when the term is up. Maximum loan to value for this deal is 70%. They do have a higher LTV available of 75% - there are 24 different packages in all - but since you need to speak to an adviser anyway to get a Mortgage Express mortgage, we suggest that they'll be able to help you work out all the details!
Choosing a Mortgage Express Mortgage
Mortgage Express is contactable only through an FSA-qualified mortgage adviser. By filling in our enquiry form you will get a free call back from an adviser, who can give you mortgage quotes to suit your own situation.
The double benefit of this is that, since these advisers are impartial, they can also give you a free and fair comparison of the rest of the UK mortgage market. This service comes with no strings attached.
Fill in the secure, 1-minute enquiry form to speak to an adviser today.